Stout kids are adorable. Most men consider women with a little flesh in their bodies sexier than the boney ones. Unfortunately, if this flesh starts to bulge or pop out in areas of the belly, arms, chin, thighs, and legs beware as this could be a sign that you are overweight. Obesity is a big health problem in the country and it commonly requires long term care for baby boomers.
Studies show that a big percentage of the country?s population binges on junk food such as potato chips, pizza, burgers, french fries, soda, and milk chocolate among others. It appears majority of the boomers are guilty of this as they are currently with health conditions that are associated with obesity.
Even if members of generations X and Y are almost always depicted as avid fans of pizza and fast food, only 25% of them are reportedly obese while 36% of baby boomers have been confirmed to be down with certain illnesses associated with obesity such as arthritis, hypertension, heart ailments, diabetes, and cancer among others.
According to the U.S. Census Bureau, baby boomers comprise 20% of the country?s total population and approximately 77 million of these elderly folks aged 65 and older will inevitably require serious care between today and 2030.
Analyzing Long Term Care for Baby Boomers
Since baby boomers are expected to live longer than the past generations, the government and private insurance companies are constantly working on collaborative projects to ensure elderly folks of maximum healthcare services without compromising government funds.
The partnership program, which is being implemented in practically every state, is currently in demand as it promises more than just healthcare coverage. Owners of long term care insurance (LTCI) policies which comply with the partnership program?s requirements can receive Medicaid assistance should they need ongoing care after having exhausted their insurance benefits. They can instantly apply to Medicaid without spending down their assets, a privilege that is exclusive to them.
If you check with the Centers for Medicare and Medicaid Services (CMS), a federal agency that is under the Department of Health and Human Services, you will realize that individuals who wish to receive financial assistance from Medicaid for long term care (LTC) shall be asked to spend down their assets. The asset limit varies depending on the requirement of the Medicaid program in your state of residence.
Some states impose that one?s assets should not exceed $2,000 for him to qualify for Medicaid assistance while others require an asset limit of $1,500.
In their youth, many baby boomers have excelled in various industries and no one can ever discount their huge contributions that have made a significant impact. Through hard work and unparalleled creativity and intelligence, they have managed to accumulate a big sum of money.
Unfortunately, even a nest egg worth $500,000 can be wiped out in two years or less by LTC expenses. Anybody who is over the age of 65 should prepare for higher LTC costs as these are expected to double in 2015. By that time nursing homes will no longer cost $77,745 a year but $155,490 while anybody who will opt for home care should prepare $72,960 annually so they can receive continuous care.
Long term care for baby boomers is definitely expensive but with the right LTC plan, this generation will definitely get through.
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By Deborah Edwards
Stout kids are adorable. Most men consider women with a little flesh in their bodies sexier than the boney ones. Unfortunately, if this flesh starts to bulge or pop out in areas of the belly, arms, chin, thighs, and legs beware as this could be a sign that you are overweight. Obesity is a big health problem in the country and it commonly requires long term care for baby boomers.
Studies show that a big percentage of the country?s population binges on junk food such as potato chips, pizza, burgers, french fries, soda, and milk chocolate among others. It appears majority of the boomers are guilty of this as they are currently with health conditions that are associated with obesity.
Even if members of generations X and Y are almost always depicted as avid fans of pizza and fast food, only 25% of them are reportedly obese while 36% of baby boomers have been confirmed to be down with certain illnesses associated with obesity such as arthritis, hypertension, heart ailments, diabetes, and cancer among others.
According to the U.S. Census Bureau, baby boomers comprise 20% of the country?s total population and approximately 77 million of these elderly folks aged 65 and older will inevitably require serious care between today and 2030.
Analyzing Long Term Care for Baby Boomers
Since baby boomers are expected to live longer than the past generations, the government and private insurance companies are constantly working on collaborative projects to ensure elderly folks of maximum healthcare services without compromising government funds.
The partnership program, which is being implemented in practically every state, is currently in demand as it promises more than just healthcare coverage. Owners of long term care insurance (LTCI) policies which comply with the partnership program?s requirements can receive Medicaid assistance should they need ongoing care after having exhausted their insurance benefits. They can instantly apply to Medicaid without spending down their assets, a privilege that is exclusive to them.
If you check with the Centers for Medicare and Medicaid Services (CMS), a federal agency that is under the Department of Health and Human Services, you will realize that individuals who wish to receive financial assistance from Medicaid for long term care (LTC) shall be asked to spend down their assets. The asset limit varies depending on the requirement of the Medicaid program in your state of residence.
Some states impose that one?s assets should not exceed $2,000 for him to qualify for Medicaid assistance while others require an asset limit of $1,500.
In their youth, many baby boomers have excelled in various industries and no one can ever discount their huge contributions that have made a significant impact. Through hard work and unparalleled creativity and intelligence, they have managed to accumulate a big sum of money.
Unfortunately, even a nest egg worth $500,000 can be wiped out in two years or less by LTC expenses. Anybody who is over the age of 65 should prepare for higher LTC costs as these are expected to double in 2015. By that time nursing homes will no longer cost $77,745 a year but $155,490 while anybody who will opt for home care should prepare $72,960 annually so they can receive continuous care.
Long term care for baby boomers is definitely expensive but with the right LTC plan, this generation will definitely get through.
We make sure that you can get your hands on the best long term care quotes and other long term care information about your state. Visit our website now so that you can get long term care insurance quotes for baby boomers.Author of this article does not allow you to republish/reprint this article without written consent.
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